Accidental Death & Dismemberment (AD&D) Insurance Protects You Life From Those Pesky Everyday Risks At The Lowest Prices.
Accidental Death Insurance is a low-cost alternative to life insurance. It is a way for people who might otherwise be declined or worry about being declined for traditional life insurance.
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Accidental death insurance (sometimes referred to as accidental death and dismemberment) policies are also a very cost effective means to add additional family financial protection along with a traditional life insurance policy. The shorthand for this type of policy is AD&D, AD or ADB insurance.
​ Accidental death insurance provides an inexpensive and valuable safety net for your family. Not only will you be insured from death as a result of an accident, but many policies also extend coverage to your spouse and children.
The biggest benefit of accidental death insurance is that it is easy to obtain and very affordable.
​ Accidental Death Insurance Benefits
If you have been declined or worry about rejection for life insurance, then consider an accidental death insurance policy.
​ Easy Application and Guaranteed Approval
Accidental life insurance is easy to obtain. Many companies can offer same day approval or approval in as little as 48 hours, although not all companies offer automatic approval.
​ No Medical Exam
Another benefit of accidental life insurance is that there is no medical exam. Many companies will not even ask any health or occupation questions. This can vary from company to company.
Some companies do ask a few health questions, and some will also ask you about your occupation. Yet there are some companies who ask next to no questions.
​ Most accidental death policies offer coverage your entire family. You can also receive additional death benefits above and beyond the face value if you die in an auto accident or public conveyance.