Credit Risk Insurance (or credit insurance) pays you when your clients no longer have the ability to stand by their payment obligations. It offers protection against unexpected losses such as insolvency, bankruptcy, slow payment (non-payment) and political risk. Insuring your buyer portfolio is the most cost-effective way to protect yourself against non-payment.

By the same token, credit insurance also helps businesses to secure and protect outstanding sales and gain the confidence to enter new and untapped markets. It is also designed to secure receivables and enable companies to safely increase credit limits to existing clients and offer open credit terms. As an exporter, manufacturer distributor, financial/loan/investment company, your focus is on profit and the future of your business. You cannot afford to be chasing down late payments or dealing with loss of profits — especially if you are working with thin profit margins.

For companies operating on thin profit margins, Insure House can help implement preventative measures to avoid collateral damage when met with an unexpected loss.

Many factors come into play when reviewing potential policy structures and coverage options. We understand that each business is different with its own specific needs and requirements. Our coverage solutions ensure that your policy structure correctly reflects your business needs and that you receive continuing support throughout your policy term.